Advice at the register. Not another card.

We name which of your cards earns the most at this place, show the working, then check ourselves after the charge posts. No issued plastic. No funds held. We stay out of the tap.

See plans How we work

How we work

Four moments. Four layouts.

Same path from aisle to posted charge. Each beat gets its own motion, not another full-bleed card.

01 · Before you pay

One named card. Or silence.

The call lands before you reach the terminal. You still tap a card you already carry.

Read-only access to cards you add
Quiet under 70 percent
You never hand us the tap

02 · The working

Category math you can swipe.

MCC when we know it, runner-up, dollar gap, and cap headroom. Scroll the rail. Nothing is stacked as another giant photo banner.

MCC

Category, not vibes

We read the place category when it is clean. Under seventy percent we stay quiet.

Rank

Runner-up and gap

Who almost won, and by how many dollars on this cart. Readable before you tap.

Caps

Headroom on Plus

Rotating weeks and grocery caps shift the call before the quarter burns out.

Places

Your terminals

Usual categories on the places you actually visit. Not a national tip sheet.

03 · After the charge

We check ourselves on your places.

Posted charge versus the card we named. Hit rate is your terminals only. No national billboard number.

90-day history on Plus Full history and CSV on Max Email when a call looks wrong

04 · What we refuse

We stay out of the tap.

No Dafio card. No held funds. No charging your card for you. No guessing on a coin flip.

Quiet floor

Built for the register, not a blog.

Below seventy percent we stay quiet. A coin flip is worse than silence.

The call

Four beats. One call.

No mockups. The same sequence every time you walk up to a terminal: place, category, rank, then a name or silence.

01Place

02Category

03Rank

04Call

Beat 01

Sense the place

Blue Bottle is forty meters away. We wake before you reach the counter.

Plans

Your cards stay yours. Pick a plan.

Dafio names which of your cards earns the most at this place, shows the working, then checks itself after the charge posts. No issued card. No funds held. We never sit in the tap.

Free

$0 forever

Up to 3 cards

See a verdict on the cards you already carry. Enough to learn if the call is right on your places.

Up to 3 cards, read only
One named card before you tap
Category, confidence, and runner up
Quiet under 70 percent
Hit rate on your own places
Cap headroom on grocery and dining
7-day verdict history
Email support, weekday replies
Rotating category week tracker
Lock screen working
Unlimited cards
Place-level MCC overrides

Start free

Plus

$89 / year

or $8.99 a month

The plan most members keep. Caps, rotating weeks, and the working on the lock screen.

Everything in Free
Up to 8 cards
Rotating category tracker by week
Cap alerts at 50, 80, and 100 percent
Lock screen working: gap vs runner up
90-day charge vs call history
Place list with usual MCC
Push when a cap is about to fill
Quiet floor stays at 70 percent
Priority email, same business day
Unlimited cards
Custom quiet floor

Get Plus

Lifetime

$149 once

Pay once. Keep Plus-level access.

One charge. Plus features for as long as Dafio names cards. No yearly reminder.

Everything in Plus
One payment of $149
No renewal date to track
Up to 8 cards, read only
Lock screen working
Rotating week tracker
90-day history kept
Place list and MCC notes
Cap alerts on grocery and dining
Priority email support
Future Plus extras included
Max card ceiling and custom floor

Pay once

Max

$180 / year

or $17.99 a month

For wallets that actually need the extra cards, and a quiet floor you can move.

Everything in Plus
Unlimited cards, still read only
Custom quiet floor, 50 to 90 percent
Place-level MCC overrides
Household share, up to 2 people
Full history, not a 90-day window
CSV of calls vs charges
Cap math across every card
Phone support (888) 791-5686
Named analyst on request
Early flags when a category dies
Works the same: we stay out of the tap

Get Max

Prices in USD. Plus and Max can be monthly or yearly. Lifetime is one payment. Dafio does not issue a card, does not hold funds, and does not earn or redeem on your behalf. Accuracy is published on your places, not as a national claim.

Hard lines