Dafio names which of your cards earns the most at this place, shows the working, then checks itself after the charge posts. No issued card. No funds held. We never sit in the tap.
Free
$0 forever
Up to 3 cards
See a verdict on the cards you already carry. Enough to learn if the call is right on your places.
Prices in USD. Plus and Max can be monthly or yearly. Dafio does not issue a card, does not hold funds, and does not earn or redeem on your behalf. Accuracy is published on your places, not as a national claim.
On every plan
Before you pay
You get one card name, or we say nothing
You pay with a card you already have
We never charge that card for you
You can take a card out of the app any time
Why that card
The store category, like grocery or dining
How sure we are of that category
The next-best card and the dollar gap
How much room is left on a cap
After the charge
We compare the posted card to what we named
That score is for your stores, not the country
If we were unsure, we should have stayed quiet
Email support@dafio.com if a call looks wrong
Side by side
Free
Plus
Max
Price
$0
$89 / yr or $8.99 / mo
$180 / yr or $17.99 / mo
Cards
3
8
Unlimited
Access
Read only
Read only
Read only
Named card before tap
Yes
Yes
Yes
Working on lock screen
No
Yes
Yes
Rotating week tracker
No
Yes
Yes
Cap alerts
Grocery, dining
50 / 80 / 100
Every card
Quiet floor
70%
70%
50 to 90%
History
7 days
90 days
Full
MCC overrides
No
No
Yes
Household
1
1
2
Support
Email
Priority email
Phone + analyst
Questions we get on plans
Do you issue a card?
No. You pay with cards you already have. We name which one. We do not hold funds and we do not sit in the payment.
Why stay quiet under 70 percent?
If the category is a coin flip, naming a card is worse than saying nothing. Free and Plus keep that floor. Max lets you move it.
What does read only mean?
We see the cards you add. We cannot spend, transfer, or change a PIN. Remove a card any time in the app.
Can I start on Free?
Yes. Three cards, a verdict, and a hit rate on your places. Move to Plus when you want rotating weeks and lock screen working.
Where do I send a billing question?
Email support@dafio.com or call (888) 791-5686. 501 Carr Rd, Wilmington, DE 19809. Weekdays, 9 AM to 5 PM ET.